 
At Saltmarine, we pride ourselves in customer care so there is nothing more important than insuring you are comfortable with your finance agreement before you sign on the dotted line, we are authorised by the FSA (finical services authority) which allows us to specialise in a number of products.
●Hire Purchases
Available on new cars and used cars up to 10 years old, Spread your repayments over 1 to 5 years, Choose the amount of deposit you wish to put down*, Fixed interest rates and fixed repayments throughout the agreement*.
Example:-
New Mazda 3 1.6 Takara
Now with 0% Finance over 4Years
Retail Price £13,595 20% Depoist £2,719
£226.58 Per Month no final payment
●PCP (personal contract purchases)
Available on new and used cars up to 3 years old, Available on 2 and 3 year finance agreements only, A deposit will be required, Fixed interest rates and fixed repayments throughout the agreement, The options at the end of the agreement are, Part exchange the car for another one, Pay the deferred amount and keep the car, Sell the car yourself, repay the deferred amount and keep the difference, Return the car to your dealer with nothing further to pay*
Example:-
New Honda CR-V 2.0 i-VTEC SE
On the road price £19,030.00
Customer Deposit £ 5,781.87
Amount of credit £13,248.13
36 Payments £ 235.00
FinalPayment £7,217.40
Total amount payable £21,459.27
APR 7.9%
These examples are based on manufacture backed deals and are subject to terms and conditions. The key differences are with the PCP you have a balloon payment giving you a shorter term.
We also offer a range of Business finance options from contract hire to lease purchase
For more manufacture backed deals follow the links below
Bridge The Gap
Did you know that if your car was written off as the result of an accident, fire or theft, most insurance companies would only pay the current market value of the vehicle, and not what you actually paid for it?
That’s where Black Horse GAP (Guaranteed Asset Protection) cover can help you.
Black Horse has two different types of GAP cover both of which are optional:
- Retail Price Protection GAP will pay you the difference between the amount paid by your insurer and the amount of your original invoice price of the car, up to a maximum of £10,000 for vehicles costing less than £25,000 or £20,000 where the vehicle purchase price is over £25,000.
- Financial Shortfall GAP will pay the difference between the amount paid out by your insurer and the amount still outstanding on your credit agreement, up to a maximum of £10,000.
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